Shift4 Payments, Inc.
FOURUSShift4 Payments, Inc. delivers comprehensive integrated payment processing and technology solutions across the United States. The company facilitates omni-channel card acceptance and processing, encompassing traditional credit and debit cards, contactless payments, EMV, QR Pay, mobile wallets, and various alternative payment methods. Their offerings include a proprietary omni-channel gateway, merchant acquiring services, and both integrated and mobile point-of-sale (POS) systems. Key features also comprise robust security solutions like tokenization and fraud prevention, alongside risk and chargeback management. Furthermore, they provide insightful reporting and analytical tools, web-store development services (including design, hosting, shopping cart management, and fulfillment integration), and gift card solutions. Shift4's specialized platforms cater to diverse business needs. VenueNext empowers stadium and entertainment venues with mobile ordering, countertop POS, self-service kiosks, and digital wallet functionality to manage food, merchandise, and loyalty programs. Shift4Shop provides full-suite e-commerce solutions, featuring website builders, shopping carts, product catalogs, order management, marketing tools, search engine optimization, and secure hosting. Additionally, Lighthouse serves as a cloud-based business intelligence tool offering customer engagement, social media management, online reputation monitoring, scheduling, and pricing insights, while SkyTab provides integrated hybrid-cloud POS and mobile payment solutions. The company also supports seamless integrations with third-party applications via its marketplace technology. Beyond these products, Shift4 offers extensive merchant support services, covering underwriting, onboarding, activation, training, risk management, and ongoing assistance. They also provide software integration, compliance management, and comprehensive partner support. Established in 1999, Shift4 Payments is headquartered in Allentown, Pennsylvania.
Enterprise value over trailing (LTM) vs. forward (NTM) fundamentals. Click an LTM cell to chart it.
- Sector
- Fintech
- Sub-sector
- Payments
- Listing
- FOUR
- Country
- US
Annual financials & analyst forecasts
| $M | CY2021 | CY2022 | CY2023 | CY2024 | CY2025 | CY2026E | CY2027E |
|---|---|---|---|---|---|---|---|
| Revenue YoY | — | 46% | 29% | 30% | 26% | 20% | 11% |
| Revenue | $1.37B | $1.99B | $2.56B | $3.33B | $4.18B | $5.02B | $5.58B |
| Gross Profit | $278M | $470M | $688M | $973M | $1.43B | — | — |
| Gross Profit Margin | 20.4% | 23.6% | 26.8% | 29.2% | 34.2% | — | — |
| EBITDA | $55M | $233M | $366M | $357M | $793M | $1.58B | $1.76B |
| EBITDA Margin | 4.0% | 11.7% | 14.3% | 10.7% | 19.0% | 31.5% | 31.5% |
| EBIT | ($49M) | $95M | $115M | $247M | $351M | $938M | $1.04B |
| Net Income | ($48M) | $75M | $86M | $230M | $104M | $566M | $706M |
| Free Cash Flow | ($56M) | ($105M) | $241M | $517M | $597M | — | — |
| FCF Margin | -4.1% | -5.2% | 9.4% | 15.5% | 14.3% | — | — |
| Short-Term Debt | $5M | $5M | $8M | $687M | $10M | — | — |
| Long-Term Debt | $1.74B | $1.74B | $1.75B | $2.15B | $4.54B | — | — |
| Cash & Cash Equivalents | $1.23B | $777M | $455M | $1.21B | $964M | — | — |
| Net Debt | $512M | $971M | $1.30B | $1.63B | $3.58B | — | — |
| Net Debt / EBITDA | 9.3x | 4.2x | 3.6x | 4.6x | 4.5x | — | — |
| Rule of 40 | — | 40.5% | 38.1% | 45.4% | 39.8% | — | — |