Guidewire Software, Inc.
GWREUSGuidewire Software, Inc. is a global supplier of software solutions tailored for the property and casualty insurance industry. Its primary offering is Guidewire InsuranceSuite, a comprehensive platform that incorporates core applications like PolicyCenter, BillingCenter, and ClaimCenter. The company also furnishes Guidewire InsuranceNow, a cloud-native platform providing integrated policy, billing, and claims administration for insurers, alongside a self-managed version of the InsuranceSuite. Guidewire's product portfolio extends to specialized management tools, including Rating Management for accurate insurance product pricing, Reinsurance Management for executing rules-based reinsurance strategies throughout underwriting and claims processes, Client Data Management for effective utilization of customer information, and Product Content Management, which provides software tools and standardized templates to streamline the introduction and modification of insurance products. Further innovative solutions encompass Guidewire Underwriting Management, a cloud-based business application; AppReader, designed for efficient submission intake; a specialized Guidewire ClaimCenter Package that supports the unique claims workflows of the London Market; Digital Engagement Applications enabling insurers to deliver seamless digital experiences to customers, agents, and vendors across various devices; and Guidewire for Salesforce, which integrates crucial customer policy and claims data. Additionally, the company provides a robust data and analytics suite, featuring cloud-native Predictive Analytics applications, Risk Insights to help insurers evaluate emerging risks, Business Intelligence tools for performance measurement, DataHub as an operational data store, and InfoCenter for business intelligence warehousing. Guidewire also offers extensive implementation, integration, and professional services to support its clients. Established in 2001, Guidewire Software, Inc. maintains its corporate headquarters in San Mateo, California.
Enterprise value over trailing (LTM) vs. forward (NTM) fundamentals. Click an LTM cell to chart it.
- Sector
- Application Software
- Sub-sector
- Vertical Applications
- Listing
- GWRE
- Country
- US
Annual financials & analyst forecasts
| $M | CY2021 | CY2022 | CY2023 | CY2024 | CY2025 | CY2026E | CY2027E |
|---|---|---|---|---|---|---|---|
| Revenue YoY | — | 14% | 6% | 17% | 24% | 17% | 16% |
| Revenue | $764M | $870M | $926M | $1.08B | $1.34B | $1.57B | $1.81B |
| Gross Profit | $372M | $395M | $517M | $666M | $856M | — | — |
| Gross Profit Margin | 48.7% | 45.5% | 55.9% | 61.4% | 63.8% | — | — |
| EBITDA | ($118M) | ($159M) | ($44M) | ($3M) | $236M | ($101M) | ($117M) |
| EBITDA Margin | -15.5% | -18.3% | -4.7% | -0.3% | 17.6% | -6.4% | -6.4% |
| EBIT | ($152M) | ($192M) | ($98M) | $0.62M | $91M | ($151M) | ($175M) |
| Net Income | ($130M) | ($167M) | ($51M) | ($17M) | $189M | $318M | $384M |
| Free Cash Flow | ($28M) | ($31M) | $102M | $208M | $310M | — | — |
| FCF Margin | -3.6% | -3.5% | 11.1% | 19.2% | 23.1% | — | — |
| Short-Term Debt | $0M | $0M | $0M | $179M | $0M | — | — |
| Long-Term Debt | $351M | $396M | $398M | $673M | $648M | — | — |
| Cash & Cash Equivalents | $257M | $275M | $350M | $697M | $408M | — | — |
| Net Debt | $94M | $121M | $48M | $154M | $240M | — | — |
| Net Debt / EBITDA | — | — | — | — | 1.0x | — | — |
| Rule of 40 | — | 10.3% | 17.5% | 36.3% | 46.8% | — | — |